Optimizacion de Rendimiento

Caso de Uso

Una plataforma de inversion quiere:

Mostrar las mejores oportunidades de rendimiento
Optimizar automaticamente donde se depositan los fondos
Rebalancear cuando hay mejores opciones

Comparador de Yields

Obtener y Analizar Yields

import { Pan } from '@pan/sdk';

const pan = new Pan({ apiKey: process.env.PAN_API_KEY! });

interface YieldOpportunity {
  chain: string;
  protocol: string;
  asset: string;
  apy: number;
  tvl: number;
  riskScore: 'low' | 'medium' | 'high';
}

async function getYieldOpportunities(): Promise<YieldOpportunity[]> {
  const yields = await pan.yields.getAll();

  return yields.rates.map(y => ({
    chain: y.chain,
    protocol: y.protocol,
    asset: y.asset,
    apy: y.apy,
    tvl: y.tvl,
    riskScore: calculateRiskScore(y)
  }));
}

function calculateRiskScore(yield_: any): 'low' | 'medium' | 'high' {
  // Aave en mainnet = bajo riesgo
  if (yield_.protocol === 'aave' && yield_.chain === 'ethereum') {
    return 'low';
  }

  // Aave en L2s = riesgo medio
  if (yield_.protocol === 'aave') {
    return 'medium';
  }

  // Otros = alto riesgo
  return 'high';
}

Dashboard de Oportunidades

interface YieldDashboard {
  bestOverall: YieldOpportunity;
  bestByRisk: {
    low: YieldOpportunity | null;
    medium: YieldOpportunity | null;
    high: YieldOpportunity | null;
  };
  averageAPY: number;
  recommendations: string[];
}

async function generateDashboard(asset: string = 'USDC'): Promise<YieldDashboard> {
  const opportunities = await getYieldOpportunities();
  const filtered = opportunities.filter(o => o.asset === asset);

  // Ordenar por APY
  const sorted = filtered.sort((a, b) => b.apy - a.apy);

  // Mejor por nivel de riesgo
  const bestByRisk = {
    low: sorted.find(o => o.riskScore === 'low') || null,
    medium: sorted.find(o => o.riskScore === 'medium') || null,
    high: sorted.find(o => o.riskScore === 'high') || null
  };

  // Promedio
  const averageAPY = filtered.reduce((sum, o) => sum + o.apy, 0) / filtered.length;

  // Generar recomendaciones
  const recommendations: string[] = [];

  if (bestByRisk.medium && bestByRisk.low) {
    const diff = bestByRisk.medium.apy - bestByRisk.low.apy;
    if (diff > 0.01) { // > 1% diferencia
      recommendations.push(
        `Considera ${bestByRisk.medium.chain} para +${(diff * 100).toFixed(2)}% APY con riesgo moderado`
      );
    }
  }

  return {
    bestOverall: sorted[0],
    bestByRisk,
    averageAPY,
    recommendations
  };
}

// Uso
const dashboard = await generateDashboard('USDC');
console.log(`Mejor APY: ${(dashboard.bestOverall.apy * 100).toFixed(2)}% en ${dashboard.bestOverall.chain}`);

Optimizador Automatico

Estrategia de Rebalanceo

interface Position {
  chain: string;
  protocol: string;
  amount: number;
  currentAPY: number;
}

interface RebalanceRecommendation {
  from: Position;
  to: YieldOpportunity;
  amount: number;
  apyIncrease: number;
  estimatedGasCost: number;
  netBenefit: number;
  breakEvenDays: number;
}

class YieldOptimizer {
  private pan: Pan;
  private minAPYDifference = 0.005; // 0.5%
  private minAmountUSD = 100;

  constructor(apiKey: string) {
    this.pan = new Pan({ apiKey });
  }

  async analyzePositions(walletId: string): Promise<Position[]> {
    const balances = await this.pan.wallet.getBalances(walletId);
    const positions: Position[] = [];

    for (const chainData of balances.chains) {
      for (const token of chainData.tokens) {
        if (token.protocol) { // Posicion en protocolo
          positions.push({
            chain: chainData.chain,
            protocol: token.protocol,
            amount: parseFloat(token.balanceFormatted),
            currentAPY: token.apy || 0
          });
        }
      }
    }

    return positions;
  }

  async findRebalanceOpportunities(
    walletId: string
  ): Promise<RebalanceRecommendation[]> {
    const [positions, yields] = await Promise.all([
      this.analyzePositions(walletId),
      this.pan.yields.getAll()
    ]);

    const recommendations: RebalanceRecommendation[] = [];

    for (const position of positions) {
      if (position.amount < this.minAmountUSD) continue;

      // Encontrar mejor yield para el mismo asset
      const betterYields = yields.rates.filter(y =>
        y.apy > position.currentAPY + this.minAPYDifference &&
        y.asset === 'USDC' // Asumiendo USDC
      );

      for (const better of betterYields) {
        const apyIncrease = better.apy - position.currentAPY;
        const yearlyBenefit = position.amount * apyIncrease;

        // Estimar costo de gas (simplificado)
        const estimatedGasCost = this.estimateGasCost(position.chain, better.chain);

        // Beneficio neto a 1 ano
        const netBenefit = yearlyBenefit - estimatedGasCost;

        // Dias para recuperar costo de gas
        const dailyBenefit = yearlyBenefit / 365;
        const breakEvenDays = estimatedGasCost / dailyBenefit;

        if (netBenefit > 0 && breakEvenDays < 90) { // Rentable en < 90 dias
          recommendations.push({
            from: position,
            to: better as YieldOpportunity,
            amount: position.amount,
            apyIncrease,
            estimatedGasCost,
            netBenefit,
            breakEvenDays
          });
        }
      }
    }

    // Ordenar por beneficio neto
    return recommendations.sort((a, b) => b.netBenefit - a.netBenefit);
  }

  private estimateGasCost(fromChain: string, toChain: string): number {
    // Costos estimados en USD
    const gasCosts: Record<string, Record<string, number>> = {
      ethereum: { ethereum: 20, arbitrum: 25, base: 25 },
      arbitrum: { ethereum: 15, arbitrum: 0.50, base: 5 },
      base: { ethereum: 15, arbitrum: 5, base: 0.30 }
    };

    return gasCosts[fromChain]?.[toChain] || 30;
  }

  async executeRebalance(
    walletId: string,
    recommendation: RebalanceRecommendation
  ): Promise<void> {
    console.log(`Rebalanceando ${recommendation.amount} USDC`);
    console.log(`De: ${recommendation.from.chain} (${(recommendation.from.currentAPY * 100).toFixed(2)}%)`);
    console.log(`A: ${recommendation.to.chain} (${(recommendation.to.apy * 100).toFixed(2)}%)`);

    // 1. Retirar de posicion actual
    const withdrawIntent = await this.pan.withdraw({
      walletId,
      amount: recommendation.amount,
      asset: 'USDC'
    });

    await this.waitForIntent(withdrawIntent.id);

    // 2. Depositar en nueva posicion (Pan automaticamente hace bridge si es necesario)
    const depositIntent = await this.pan.lend({
      walletId,
      amount: recommendation.amount,
      asset: 'USDC',
      preferredChain: recommendation.to.chain
    });

    await this.waitForIntent(depositIntent.id);

    console.log('Rebalanceo completado!');
  }

  private async waitForIntent(intentId: string): Promise<void> {
    while (true) {
      const intent = await this.pan.getIntent(intentId);

      if (intent.status === 'completed') return;
      if (intent.status === 'failed') {
        throw new Error(`Intent fallido: ${intent.error?.message}`);
      }

      await new Promise(r => setTimeout(r, 5000));
    }
  }
}

// Uso
const optimizer = new YieldOptimizer(process.env.PAN_API_KEY!);

const recommendations = await optimizer.findRebalanceOpportunities('wallet_123');

if (recommendations.length > 0) {
  const best = recommendations[0];
  console.log(`Recomendacion: Mover ${best.amount} USDC`);
  console.log(`Aumento de APY: +${(best.apyIncrease * 100).toFixed(2)}%`);
  console.log(`Beneficio anual: $${best.netBenefit.toFixed(2)}`);
  console.log(`Recuperas gas en: ${best.breakEvenDays.toFixed(0)} dias`);

  // Ejecutar si el usuario acepta
  // await optimizer.executeRebalance('wallet_123', best);
}

Monitoreo de APY

Alertas de Cambios

interface APYAlert {
  asset: string;
  chain: string;
  previousAPY: number;
  currentAPY: number;
  changePercent: number;
}

class APYMonitor {
  private pan: Pan;
  private previousYields: Map<string, number> = new Map();
  private alertThreshold = 0.005; // 0.5% cambio

  constructor(apiKey: string) {
    this.pan = new Pan({ apiKey });
  }

  private getKey(chain: string, asset: string): string {
    return `${chain}:${asset}`;
  }

  async checkForChanges(): Promise<APYAlert[]> {
    const yields = await this.pan.yields.getAll();
    const alerts: APYAlert[] = [];

    for (const y of yields.rates) {
      const key = this.getKey(y.chain, y.asset);
      const previous = this.previousYields.get(key);

      if (previous !== undefined) {
        const change = y.apy - previous;
        const changePercent = change / previous;

        if (Math.abs(changePercent) > this.alertThreshold) {
          alerts.push({
            asset: y.asset,
            chain: y.chain,
            previousAPY: previous,
            currentAPY: y.apy,
            changePercent
          });
        }
      }

      this.previousYields.set(key, y.apy);
    }

    return alerts;
  }

  async startMonitoring(
    intervalMinutes: number,
    onAlert: (alerts: APYAlert[]) => void
  ): Promise<void> {
    // Carga inicial
    await this.checkForChanges();

    setInterval(async () => {
      const alerts = await this.checkForChanges();

      if (alerts.length > 0) {
        onAlert(alerts);
      }
    }, intervalMinutes * 60 * 1000);
  }
}

// Uso
const monitor = new APYMonitor(process.env.PAN_API_KEY!);

monitor.startMonitoring(5, (alerts) => {
  for (const alert of alerts) {
    const direction = alert.changePercent > 0 ? '📈' : '📉';
    console.log(
      `${direction} ${alert.asset} en ${alert.chain}: ` +
      `${(alert.previousAPY * 100).toFixed(2)}% → ${(alert.currentAPY * 100).toFixed(2)}%`
    );
  }
});

Estrategia de DCA con Yield

Dollar Cost Averaging + Optimizacion

interface DCAConfig {
  walletId: string;
  amount: number;        // Monto por periodo
  intervalDays: number;  // Frecuencia
  asset: string;
  autoOptimize: boolean; // Elegir mejor chain automaticamente
}

class DCAStrategy {
  private pan: Pan;

  constructor(apiKey: string) {
    this.pan = new Pan({ apiKey });
  }

  async executeDCA(config: DCAConfig): Promise<void> {
    console.log(`Ejecutando DCA: ${config.amount} ${config.asset}`);

    let preferredChain: string | undefined;

    if (config.autoOptimize) {
      // Encontrar mejor APY
      const yields = await this.pan.yields.getAll();
      const best = yields.rates
        .filter(y => y.asset === config.asset)
        .sort((a, b) => b.apy - a.apy)[0];

      if (best) {
        preferredChain = best.chain;
        console.log(`Optimizando: depositando en ${best.chain} (${(best.apy * 100).toFixed(2)}% APY)`);
      }
    }

    const intent = await this.pan.lend({
      walletId: config.walletId,
      amount: config.amount,
      asset: config.asset,
      preferredChain
    });

    console.log(`Intent creado: ${intent.id}`);
  }

  setupSchedule(config: DCAConfig): void {
    // Primera ejecucion
    this.executeDCA(config);

    // Programar siguientes
    setInterval(
      () => this.executeDCA(config),
      config.intervalDays * 24 * 60 * 60 * 1000
    );
  }
}

// Uso: $100 cada semana, optimizando automaticamente
const dca = new DCAStrategy(process.env.PAN_API_KEY!);

dca.setupSchedule({
  walletId: 'wallet_123',
  amount: 100,
  intervalDays: 7,
  asset: 'USDC',
  autoOptimize: true
});

Calculadora de Rendimientos

Proyecciones Personalizadas

interface YieldProjection {
  months: number;
  principal: number;
  interest: number;
  total: number;
  effectiveAPY: number;
}

async function calculateProjections(
  principal: number,
  months: number,
  compoundingFrequency: 'daily' | 'weekly' | 'monthly' = 'daily'
): Promise<YieldProjection[]> {
  const pan = new Pan({ apiKey: process.env.PAN_API_KEY! });
  const yields = await pan.yields.getAll();

  // Usar mejor APY disponible
  const bestRate = yields.rates
    .filter(y => y.asset === 'USDC')
    .sort((a, b) => b.apy - a.apy)[0];

  const apy = bestRate?.apy || 0.05; // Default 5%

  const projections: YieldProjection[] = [];

  // Convertir APY a tasa por periodo de composicion
  let periodsPerYear: number;
  switch (compoundingFrequency) {
    case 'daily': periodsPerYear = 365; break;
    case 'weekly': periodsPerYear = 52; break;
    case 'monthly': periodsPerYear = 12; break;
  }

  const ratePerPeriod = apy / periodsPerYear;

  for (let m = 1; m <= months; m++) {
    const totalPeriods = m * (periodsPerYear / 12);
    const total = principal * Math.pow(1 + ratePerPeriod, totalPeriods);
    const interest = total - principal;

    // APY efectivo considerando composicion
    const effectiveAPY = Math.pow(total / principal, 12 / m) - 1;

    projections.push({
      months: m,
      principal,
      interest,
      total,
      effectiveAPY
    });
  }

  return projections;
}

// Uso
const projections = await calculateProjections(10000, 12);

console.log('Proyeccion de rendimientos para $10,000:');
console.log('=========================================');

for (const p of projections) {
  console.log(
    `Mes ${p.months.toString().padStart(2)}: ` +
    `$${p.total.toFixed(2)} (+$${p.interest.toFixed(2)} intereses)`
  );
}

UI de Optimizacion

Componente React

import React, { useState, useEffect } from 'react';

interface YieldData {
  chain: string;
  protocol: string;
  apy: number;
  tvl: number;
}

function YieldOptimizer({ walletId }: { walletId: string }) {
  const [yields, setYields] = useState<YieldData[]>([]);
  const [currentPosition, setCurrentPosition] = useState<{
    chain: string;
    apy: number;
    amount: number;
  } | null>(null);
  const [loading, setLoading] = useState(true);
  const [optimizing, setOptimizing] = useState(false);

  useEffect(() => {
    loadData();
  }, [walletId]);

  async function loadData() {
    setLoading(true);

    const [yieldsRes, balancesRes] = await Promise.all([
      fetch('/api/yields'),
      fetch(`/api/wallets/${walletId}/balances`)
    ]);

    const yieldsData = await yieldsRes.json();
    const balancesData = await balancesRes.json();

    setYields(yieldsData.rates);

    // Encontrar posicion actual
    for (const chainData of balancesData.chains) {
      const deposited = chainData.tokens.find((t: any) => t.protocol);
      if (deposited) {
        setCurrentPosition({
          chain: chainData.chain,
          apy: deposited.apy || 0,
          amount: parseFloat(deposited.balanceFormatted)
        });
        break;
      }
    }

    setLoading(false);
  }

  async function optimize(targetChain: string) {
    if (!currentPosition) return;

    setOptimizing(true);

    try {
      // Retirar
      await fetch('/api/intents', {
        method: 'POST',
        headers: { 'Content-Type': 'application/json' },
        body: JSON.stringify({
          type: 'withdraw',
          walletId,
          amount: currentPosition.amount,
          asset: 'USDC'
        })
      });

      // Esperar y depositar en nuevo chain
      await fetch('/api/intents', {
        method: 'POST',
        headers: { 'Content-Type': 'application/json' },
        body: JSON.stringify({
          type: 'lend',
          walletId,
          amount: currentPosition.amount,
          asset: 'USDC',
          preferredChain: targetChain
        })
      });

      await loadData();
    } catch (error) {
      console.error('Error optimizando:', error);
    }

    setOptimizing(false);
  }

  if (loading) {
    return <div className="animate-pulse">Cargando...</div>;
  }

  const sortedYields = [...yields].sort((a, b) => b.apy - a.apy);
  const bestRate = sortedYields[0];

  return (
    <div className="space-y-6">
      {/* Posicion Actual */}
      {currentPosition && (
        <div className="bg-white rounded-lg p-6 shadow">
          <h3 className="text-lg font-semibold mb-4">Tu Posicion Actual</h3>
          <div className="grid grid-cols-3 gap-4">
            <div>
              <p className="text-sm text-gray-500">Chain</p>
              <p className="text-xl font-bold capitalize">{currentPosition.chain}</p>
            </div>
            <div>
              <p className="text-sm text-gray-500">APY</p>
              <p className="text-xl font-bold text-green-600">
                {(currentPosition.apy * 100).toFixed(2)}%
              </p>
            </div>
            <div>
              <p className="text-sm text-gray-500">Monto</p>
              <p className="text-xl font-bold">
                ${currentPosition.amount.toFixed(2)}
              </p>
            </div>
          </div>
        </div>
      )}

      {/* Oportunidad de Optimizacion */}
      {currentPosition && bestRate && bestRate.apy > currentPosition.apy && (
        <div className="bg-gradient-to-r from-purple-500 to-pink-500 rounded-lg p-6 text-white">
          <h3 className="text-lg font-semibold mb-2">💡 Oportunidad de Optimizacion</h3>
          <p className="mb-4">
            Puedes ganar <strong>+{((bestRate.apy - currentPosition.apy) * 100).toFixed(2)}%</strong> mas
            moviendo a {bestRate.chain}
          </p>
          <button
            onClick={() => optimize(bestRate.chain)}
            disabled={optimizing}
            className="bg-white text-purple-600 px-4 py-2 rounded-lg font-semibold hover:bg-gray-100 disabled:opacity-50"
          >
            {optimizing ? 'Optimizando...' : 'Optimizar Ahora'}
          </button>
        </div>
      )}

      {/* Tabla de Yields */}
      <div className="bg-white rounded-lg shadow overflow-hidden">
        <table className="min-w-full">
          <thead className="bg-gray-50">
            <tr>
              <th className="px-6 py-3 text-left text-xs font-medium text-gray-500 uppercase">Chain</th>
              <th className="px-6 py-3 text-left text-xs font-medium text-gray-500 uppercase">Protocolo</th>
              <th className="px-6 py-3 text-left text-xs font-medium text-gray-500 uppercase">APY</th>
              <th className="px-6 py-3 text-left text-xs font-medium text-gray-500 uppercase">TVL</th>
              <th className="px-6 py-3"></th>
            </tr>
          </thead>
          <tbody className="divide-y divide-gray-200">
            {sortedYields.map((y, i) => (
              <tr key={`${y.chain}-${y.protocol}`} className={i === 0 ? 'bg-green-50' : ''}>
                <td className="px-6 py-4 capitalize">{y.chain}</td>
                <td className="px-6 py-4 capitalize">{y.protocol}</td>
                <td className="px-6 py-4 font-semibold text-green-600">
                  {(y.apy * 100).toFixed(2)}%
                </td>
                <td className="px-6 py-4">
                  ${(y.tvl / 1e6).toFixed(1)}M
                </td>
                <td className="px-6 py-4">
                  {currentPosition?.chain !== y.chain && (
                    <button
                      onClick={() => optimize(y.chain)}
                      disabled={optimizing}
                      className="text-purple-600 hover:text-purple-800 font-medium"
                    >
                      Mover aqui
                    </button>
                  )}
                  {currentPosition?.chain === y.chain && (
                    <span className="text-green-600">✓ Actual</span>
                  )}
                </td>
              </tr>
            ))}
          </tbody>
        </table>
      </div>
    </div>
  );
}

export default YieldOptimizer;

Resumen

Con estas estrategias de optimizacion puedes:

Comparar yields en tiempo real entre chains y protocolos
Rebalancear automaticamente cuando hay mejores oportunidades
Monitorear cambios de APY y recibir alertas
Implementar DCA con optimizacion automatica
Proyectar ganancias para tus usuarios
Mostrar UI interactiva para optimizacion manual

Todo aprovechando que Pan abstrae la complejidad de mover fondos entre chains y protocolos.

Empezar

Conceptos Fundamentales

Guias Practicas

SDK de JavaScript

Mejores Practicas

Ejemplos

Redes y Tokens

Limitaciones

Optimizacion de Rendimiento

Caso de Uso

Comparador de Yields

Obtener y Analizar Yields

Dashboard de Oportunidades

Optimizador Automatico

Estrategia de Rebalanceo

Monitoreo de APY

Alertas de Cambios

Estrategia de DCA con Yield

Dollar Cost Averaging + Optimizacion

Calculadora de Rendimientos

Proyecciones Personalizadas

UI de Optimizacion

Componente React

Resumen

Empezar

Conceptos Fundamentales

Guias Practicas

SDK de JavaScript

Mejores Practicas

Ejemplos

Redes y Tokens

Limitaciones

​Caso de Uso

​Comparador de Yields

​Obtener y Analizar Yields

​Dashboard de Oportunidades

​Optimizador Automatico

​Estrategia de Rebalanceo

​Monitoreo de APY

​Alertas de Cambios

​Estrategia de DCA con Yield

​Dollar Cost Averaging + Optimizacion

​Calculadora de Rendimientos

​Proyecciones Personalizadas

​UI de Optimizacion

​Componente React

​Resumen

Caso de Uso

Comparador de Yields

Obtener y Analizar Yields

Dashboard de Oportunidades

Optimizador Automatico

Estrategia de Rebalanceo

Monitoreo de APY

Alertas de Cambios

Estrategia de DCA con Yield

Dollar Cost Averaging + Optimizacion

Calculadora de Rendimientos

Proyecciones Personalizadas

UI de Optimizacion

Componente React

Resumen